NOW IN PRIVATE ALPHA · SIGN UP FOR EARLY ACCESS

Your whole financial life, in one clear view.

Quotient connects your accounts, tracks your true net worth, and lets you model any decision before you make it — with an AI assistant that speaks plainly and keeps the long view.

Bank-grade encryption Extensive integrations Privacy first
Total net worthOn track
£1,284,500
+£42,180  (+3.4%) this quarter
Investments £719k
Property £231k
Pensions £205k
Cash £129k
Quotient: You can afford a 6-month break and still retire by 60.
What you’re joining

A private wealth management experience, for everyone

Three things, done exceptionally well — so you always know where you stand and what to do next.

An assistant that knows your money

Ask anything in plain language. Quotient reads your full picture and answers with specifics — never generic advice.

Model any decision first

A house, a career break, an early retirement. Run thousands of scenarios and see the outcome before you commit.

One clear number

Every account, asset and pension in one place — your true net worth, updated daily, nothing hidden in the small print.

Total net worthOn track
£1,284,500
+£42,180  (+3.4%) this quarter
Investments £719k
Property £231k
Pensions £205k
Cash £129k
Monthly cash flow+£3,200
Savings rate24%
Accounts linked11
Net worth

Your whole financial life, in one clear number

Connect every account, asset and pension and Quotient brings them together into a single, trustworthy figure — recalculated daily. No spreadsheets to maintain, nothing hidden in the small print.

  • Banks, brokerages, property, pensions and crypto in one place
  • True net worth updated daily, with the change explained
  • See allocation, cash flow and savings rate at a glance
Scenario modelling

See the future before you choose it

Quotient runs your models against real market history and a thousand simulated paths — including the bad years — so your decisions hold up when life doesn’t go to plan.

  • Create adjusted models of your current finances and see how the changes affect your financial projections
  • Stress-test against a multitude of scenarios, from downturns to different inflation rates
  • Save and compare scenarios side by side, without affecting your main financial model
Projected net worth · 2041
£3,180,000
Monthly savings£2,400
Investment return6.0%
Property appreciation3.5%
Q
Quotient
Reading your full picture
Can I take a 6-month career break and still retire by 60?
Yes. A break now sets your 2041 plan back about £31,000— you’d still land at roughly £2.61M, comfortably above your target.
Show the downside caseWhat if I cut travel?
The assistant

Answers in plain language, grounded in your numbers

No jargon, no upsell. Ask questions the way you’d ask a trusted adviser. You’ll always get a specific, honest answer — with the working shown.

  • Understands every account, goal and assumption you’ve set
  • Flags what’s changed and what it means for your plan
  • Effortlessly modify your financial models or even make entirely new ones
Security & trust

Built to be trusted with the whole picture

Bank-grade encryption

Your data is encrypted in transit and at rest, on infrastructure built to financial-industry standards.

Read-only connections

We connect to your accounts read-only. Quotient can never move, trade, or touch your money.

Privacy first

No ads, no data brokers, no commissions. You are the customer — not the product.

You stay in control

Disconnect any account or delete everything in one click. Your picture is yours to keep or erase.

Early access

Start with one clear number.

Join the waitlist and be among the first to see your whole financial life come into focus.

No spam. One short email when your spot opens.